Category Archives: Legal Compliance

Can an HOA collect after a mortgage foreclosure?

Q:  When there are past-due HOA assessments for a property, and a mortgage lender forecloses on the property and takes title, who can the HOA collect the unpaid HOA assessments from following the foreclosure?

A:  This is a follow-up question from a column I wrote in 2015 that can be found here:

https://carolinacommonelements.com/2015/05/01/after-foreclosure-who-pays-past-hoa-dues/

In a typical mortgage...

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