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Volunteer Labor

 

Save money.  Build community.  Use volunteers. But consider the risks and shortcomings first.

A kindly retired neighbor crafted a small wood shelter for the children who shivered in the Colorado elements as they waiting for the school bus each morning.  A grateful association board thought it would be a good idea to make sure the man was insured in case something went wrong.  The insurance agent said, “Whoa.”

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