Tag Archives: charges

VA loan doesn’t exempt home from HOA rules

Michael Hunter Q. I am a retired military veteran on disability. Despite three requests for a copy of my HOA’s bylaws and restrictive covenants, the board has not responded. I was able to obtain a copy of the covenants through other means. Now the board has found me in violation of various covenants and threatened to fine…

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Associations Can Collect Delinquent Assessments Accruing After a Homeowner Files Bankruptcy

After a debtor files a bankruptcy case, the court enters a discharge order, which forever discharges and makes unenforceable many debts owed by the debtor.  However, the bankruptcy code exempts certain debts from this discharge. Among these are debts “for a fee or assessment that becomes due and payable after the order for relief to a…

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NC Legislative Update

There has been action since last week on HB 165 and HB 183, so I wanted to give an update.  The current language of the bills is now available and attached (one minor wording change to HB 165 was made today which is not included).

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High Water Bills Can Indicate a Leak

Many HOAs have a problem with water bills that are way too high. Sometimes that is due to poor maintenance, sometimes due to unidentified leaks.  Leaks can cost thousands of dollars a year if allowed to continue, so they need to be discovered and fixed as soon as possible.

The first step toward discovering a leak is to check past water bills. If there is a leak and it happened recently, it will show up in a water bill as a sudden spike in the amount billed, even when the water company hasn’t raised it’s prices. Here are some questions to ask:

Have the bills gone up recently? If yes: 

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