Tag Archives: collecting

Fair Debt Collection

Since assessments are fees for maintenance and use of utilities and not consumer debt, many association board members wonder if their communities are subject to the Fair Debt Collection Practices Act (FDCPA).  Some may be surprised to learn most state and federal courts consider assessment to be “debts” according to this definition: Read more

Fair Debt Collection

Since assessments are fees for maintenance and use of utilities and not consumer debt, many association board members wonder if their communities are subject to the Fair Debt Collection Practices Act (FDCPA).  Some may be surprised to learn most state and federal courts consider assessments to be "debts" according to this definition:  A debt...

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Rentals Dividing Ownership

Struggling to make ends meet, facing foreclosures and decreased property values, more homeowners are renting out their properties.  They do it to make the mortgage and pay the bills while they wait for property values to regain traction before selling.

There’s no shortage of renters.  Many people-kicked into the street by mortgage foreclosure and unable to afford a home-are looking for a place to get their feet back on solid ground.  Whatever the reason, for homeowners and renters, one thing is certain; homeowners associations are facing the prospect of more renters in their communities.  Rentals are not usually welcomed with open arms, perpetuating the divide between resident owners and investor owners. 

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