Tag Archives: lender

VA loan doesn’t exempt home from HOA rules

Michael Hunter Q. I am a retired military veteran on disability. Despite three requests for a copy of my HOA’s bylaws and restrictive covenants, the board has not responded. I was able to obtain a copy of the covenants through other means. Now the board has found me in violation of various covenants and threatened to fine…

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The Benefits of Having a Reserve Study

As budget season approaches, many associations are focusing on their reserve stud-ies for two reasons only; one, it is required, either by state statutes or governing documents, and two, to make sure that the reserve assessment fits within the de-sired overall budget of the association.

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