Tag Archives: title

How to tell if a home is part of an HOA

Mike HunterQ: I owned a condominium and then a house that both had homeowners’ associations. Rules were not enforced, many owners were delinquent with their payments, and it was unpleasant – especially with the section where my house was. I sold both of them and am looking to buy a house that is not part of an HOA. At what point is a real estate agent, or the owner if the house is for sale by owner, required to tell me if the community has a mandatory HOA? When I am told there is none, can I ask for it in writing? Is there some way I can check on my own to verify there is no HOA before I go look at a house?

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VA loan doesn’t exempt home from HOA rules

Michael Hunter Q. I am a retired military veteran on disability. Despite three requests for a copy of my HOA’s bylaws and restrictive covenants, the board has not responded. I was able to obtain a copy of the covenants through other means. Now the board has found me in violation of various covenants and threatened to fine…

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The 5-Step Strategy One HOA Used to Refill Its Coffers

This week’s tip is culled from the true story of Lancaster Condominium Association in Hialeah, Fla. The association went from having more than half of its 90 units in foreclosure–with an even greater number delinquent in assessments to the association–to financial solvency by pursuing an aggressive legal strategy against delinquent owners.

The 5-Step Strategy One HOA Used to Refill Its CoffersThe 5-Step Strategy One HOA Used to Refill Its CoffersThe 5-Step Strategy One HOA Used to Refill Its CoffersThe 5-Step Strategy One HOA Used to Refill Its CoffersThe 5-Step Strategy One HOA Used to Refill Its CoffersThe 5-Step Strategy One HOA Used to Refill Its CoffersThe 5-Step Strategy One HOA Used to Refill Its Coffers

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Letters to the HOA: Should You Show Owners All?

A growing number of boards are attaching copies of all the letters board members receive to the HOA’s minutes that are distributed. Their reasoning is that the letters inform members of issues in the association and show them the grief–and expense–that some unreasonable owners cause board members and HOAs. In this week’s tip, we discuss the pros…

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